H.I.S. Mortgage Record Check™
Know More About Your Mortgage Paper Trail, for $99.
The H.I.S. Mortgage Record Check™ reviews available servicing information and accessible online public records to help you understand what those records show, and what may deserve a closer look.
$99 one-time purchase
Preliminary research and education. Not legal advice.
Not ready yet? Take the free Homeowner Check-Up first →Home Information Support LLC provides educational information and document research. H.I.S. is not a law firm and does not provide legal advice. This preliminary review does not determine legal ownership, establish fraud, or guarantee any legal or financial outcome.
What the H.I.S. Mortgage Record Check™ reviews
A preliminary review of readily available mortgage-related information about your property. Depending on what is available for your loan and county, the review may include:
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Available servicing information from an electronic mortgage-registration system, when your loan appears there
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Publicly accessible online county land records, where free online access is available
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Recorded documents such as mortgages, assignments, transfers, and releases, and the dates, signatories, and entities they name
What you receive is a summary of the information we were able to find, any apparent discrepancies, and questions that may be worth further research.
Who it's for
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Homeowners who want to understand who is named in their mortgage records
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Homeowners who are current on their payments and simply want clarity
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Homeowners whose servicer has changed and who want to see the paper trail
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Anyone who wants an affordable first look before deciding whether deeper research makes sense
What a preliminary review can and cannot do
It can
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Identify what available records show
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Point out apparent gaps or inconsistencies in the available paper trail
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Help you form better questions for further research or for a professional you choose to consult
It cannot
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Determine legal ownership of your loan
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Establish fraud or wrongdoing
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Serve as a title examination or legal opinion
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Guarantee any legal or financial outcome
Why record availability matters
County online access and available records vary by property and jurisdiction. Some counties offer free online records; others offer limited access or none at all.
Limited access or missing online information is a research limitation, not proof of a problem.
If your loan does not appear in an electronic registration system, your county land records may still contain relevant information, and the review continues with what is available.
Want to go deeper later?
The H.I.S. COTA Report™ is a deeper research report priced at $1,999, and it includes the complete 10-video H.I.S. Homeowner Education Academy™.
$99 credit toward the H.I.S. COTA Report™
Buy the H.I.S. COTA Report™ within 30 calendar days of your H.I.S. Mortgage Record Check™ purchase and your $99 is credited, leaving $1,900, before applicable taxes.
The 30 days begin on the date you purchase the H.I.S. Mortgage Record Check™, not the date you receive results.
The $99 H.I.S. Mortgage Record Check™ does not include the Academy video bundle. Upgrading is entirely optional.
About the researcher
Meet Clarence "Clay" Owens
Clay is the Founder and President of Home Information Support LLC and a mortgage and public-record researcher. He built H.I.S. to help homeowners understand the documents and records tied to their homes: clearly, carefully, and without hype.
Frequently asked questions
What does the $99 H.I.S. Mortgage Record Check™ include?
A preliminary review of readily available information: electronic-registration servicing information when your loan appears there, and accessible online county land records where free access is available. You receive a summary of what was found, any apparent discrepancies, and questions that may warrant further research.
Can I order if I am current on my payments?
Yes. Many homeowners simply want to understand their records. You don't need to be behind on payments or facing any dispute.
What if my mortgage is outside the electronic registration system?
Not every loan is registered there, and that alone doesn't indicate a problem. Your county land records may still show relevant documents, and the review continues with what is available.
What if my county's records are unavailable online?
Online access varies by county. If records aren't available online, we note that limitation in your review. Missing online information is a research limitation, not evidence of fraud.
Is this the same as a full COTA Report?
No. The H.I.S. Mortgage Record Check™ is a preliminary review. The H.I.S. COTA Report™ is a deeper research report priced at $1,999.
How does the $99 COTA credit work?
If you purchase the H.I.S. COTA Report™ within 30 calendar days of your H.I.S. Mortgage Record Check™ purchase, your $99 is credited, leaving $1,900 before applicable taxes. The 30 days start on your purchase date, not the date results are delivered.
Does the $99 purchase include the educational video bundle?
No. The complete 10-video H.I.S. Homeowner Education Academy™ is included with the full H.I.S. COTA Report™, not with the $99 H.I.S. Mortgage Record Check™.
Is H.I.S. a law firm?
No. Home Information Support LLC provides educational information and document research. H.I.S. is not a law firm and does not provide legal advice.
Not sure where to start?
Take the free H.I.S. Homeowner Check-Up™ first. In about ten minutes you'll get your H.I.S. Homeowner Check-Up Score™ and a plain-language look at what you know about your mortgage, what records you have, and where to look next. It's free and educational.
Take the Free Check-UpDon't assume. Check.
Order summary
- Service
- H.I.S. Mortgage Record Check™
- Price
- $99, one-time purchase
- Scope
- Preliminary review of available servicing information and accessible online county records; availability varies.
On the next page you'll enter your property details and acknowledge the service scope, then complete your $99 payment.
Home Information Support LLC provides educational information and document research. H.I.S. is not a law firm and does not provide legal advice. This preliminary review does not determine legal ownership, establish fraud, or guarantee any legal or financial outcome.